TRUSTBANC FIXED INCOME PORTFOLIO
- The product seeks to return premium yield to its investors. The authorized investment classes in the product include naira-denominated insured credit instruments, and fixed-income instruments to manage liquidity. The product is aimed at investors who are interested in Naira-denominated income and seeking to diversify their existing fixed-income exposure.
Features
- Minimum investible amount of N5m.
- Quick redemption (24hrs time frame)
- No administrative charges or fees
- Easy tracking via our digital platform
- Additions to and withdrawals from investments are acceptable (subject to 20% penalty on accrued interest for withdrawals made before maturity).
- An investment certificate will be available for all invested funds.
Benefit
- Flexible structure with variable investment tenors
- Capital Preservation
- Competitive return on investment
- Tax-free rate of return
- Professionally Managed by TrustBanc Asset Management and regulated by the Securities and Exchange Commission, SEC
TRUSTBANC EURO INVEST DOLLAR PRODUCT
- The TrustBanc Euroinvest is a dollar-based product that seeks to enable new and existing clients to take advantage of the opportunities in the global financial market, with an avenue to invest in Naira and earn in Dollars. This product is designed to provide currency diversification, wealth preservation against devaluation, and stable growth in USD.
Features
- Attractive yield, subject to market conditions.
- The minimum holding period is 180 days.
- Minimum investible amount of $1000 or its Naira equivalent at the prevailing market rate.
- Bi-Annual Interest Payment.
- Option to roll over Principal and Interest at the end of the Investment period.
- Investment certificate will be available for all invested funds.
Benefit
- Capital appreciation and preservation
- Competitive returns
- Tax-free rate of return.
- Diversified portfolio from local currency
- hedge against the risk of local currency devaluation
TRUSTBANC KIDS SAVE
- There is no compromise for parents when it comes to securing their child’s future. That is why TrustBanc Kids Save is designed to help parents have access to an investment opportunity that enables them to save for their child’s short, medium, and long-term future needs.
Features
- No minimum amount to open an account.
- Investment in a diversified portfolio.
- Direct access to membership of TrustBanc Kids Learning Community.
- Minimum tenor of 90 days.
- Pre-liquidation/termination before the end of the tenor attracts a pre-termination fee of 10% on the accrued interest.
Benefits
- Fixed return higher than typical Investment products of similar tenor.
- Account opened in child’s name.
- Gradual wealth creation for the child.
- Tax-free rate of return.
- Investing towards a secured future and financial security.
TRUSTBANC EUROBOND MARGIN LOAN
The TrustBanc Eurobond Margin Loan is a USD-dominant product designed to allow interested clients who do not have the $200,000 minimum investment amount at once to spread their contributions over the course of one to three years. This Product enables customers to benefit from the market’s attractive yields for Eurobonds whenever the opportunity arises.
Features
Purpose: To allow clients to take advantage of attractive yields whenever opportunities arise at short notice.
Investor’s Risk Profile:
- Clients that have high-risk tolerance and understand the risks of using leverage to meet financial goals.
- Clients with medium risk tolerance who intend to hold the Eurobond to maturity
Minimum Series Size:
$500,000 (50 Lot)
Minimum Lot Size:
$10,000 per Lot
Pricing:
In line with market conditions and cost of funding in USD
Asset Class:
Eurobonds
Product Benefits to Investors
- Ability to take advantage of volatility in the Eurobonds market at short notice.
- Helps to grow assets in a more sustained manner if holding to maturity.
- Periodic payments to allows clients with less than $200,000 access the Eurobonds market.
- Access to investment margin loan